We have been in the receivables factoring business since 1979, are privately owned, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and in doing so, can help you through any bad circumstances you might come under. We won't fold up shop when the times get bad, as some receivables factoring companies regretfully have before.

All factoring companies have criteria for size, industry, and risk. It's pretty hard for you to know which receivables factoring business will work best for you. By reaching out to us, we can cut out a tremendous amount of time by helping you locate the ideal match for your business - it may be us or another receivables factoring company.

We have a large network of receivables factoring industry counterparts, these mutual relationships were built over 20+ years in the business. So, after you take the time to tell us what you need, we have all the confidence in the world that you will find exactly what you need..

Most receivables factoring firms let you select and choose your customers to factor. But a handful of them generally have a minimum dollar amount in order to do business with you. With us you can pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is sort of like carrying a credit card in your pocket. You have it to use when you need it but don’t sign an agreement that will make you use receivables factoring when you don't need it.

Most receivables factoring firms try not be upfront about their fees. You'll need to rent some blood hounds to sniff out those fees. You can be sure, We do not not behave this way.  We are absolutely transparent about our fees. When you apply, you are given a transparent, no obligation rate offer with the fee for your company. It is going to be tough finding another factoring company, if any, that will be absolutely transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our present advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some factoring firms are financed by Wall Sreet venture capitalists. We are an independently owned company and don't take commands from investors and boards. Like you, we are like-minded business people and we have cleared many of the obstacles that a business deals with. We listen to your story, go over your struggles. Based on that information we will put together a customized solution for you. Most factoring firms especially the Silicon Valley ones first and foremost put their faith on an algorithm to establish your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Most receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are set up with a dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or don't want to be troubled.

Don't neglect the fact that the receivables factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. We also follow each invoice and follow them as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is made.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from dicey transactions. You have immediate access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns so there are no surprises.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Stay tuned to negative payment trends. This is essential to run your business efficiently.

We make sure to use the latest technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much better rates for you. Most other companies are not even remotely close.